Payouts

    Payout Policy

    River Valley Capital provides eligible traders with a structured payout process across its 1-Step, 2-Step, and Instant Funding programmes.

    This policy explains profit sharing, payout timing, minimum withdrawal requirements, available payout methods, identity verification, and the trading conditions that may affect payout eligibility.

    All payout requests are subject to the applicable Trading Rules, account conditions, Prohibited Trading Practices, and Terms & Conditions.

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    Profit Sharing

    River Valley Capital applies a standard 80/20 profit-sharing arrangement.

    Eligible traders retain:

    80% of eligible trading profits

    River Valley Capital retains:

    20%

    Traders who purchase the optional 90% Profit Share add-on may receive:

    90% of eligible trading profits

    The applicable profit-sharing percentage depends on the trader's account conditions and purchased add-ons.

    First Payout Eligibility

    The first payout may be requested at any time, provided:

    • The trader has eligible profits available.
    • Applicable trading rules have been satisfied.
    • Required identity verification has been completed.
    • The account remains eligible for payout.
    • No applicable Terms & Conditions violation prevents the payout.

    Submitting a payout request does not automatically guarantee approval or immediate payment.

    Each request remains subject to the applicable account, trading, verification, and compliance requirements.

    Payout Frequency

    After the first withdrawal request, subsequent withdrawal requests are permitted once every 30 days.

    The 30-day period is measured from the date of the previous withdrawal request.

    For example, if an eligible withdrawal request is submitted on 1 January, the next withdrawal request may be submitted once the applicable 30-day interval has passed.

    Traders must continue to comply with their account requirements during the payout interval.

    Minimum Payout Requirements

    Minimum withdrawal requirements depend on the selected trading programme.

    1-Step Programme

    There is no minimum withdrawal amount for eligible 1-Step accounts.

    Payout requests remain subject to the applicable account, trading, verification, and payout requirements.

    2-Step Programme

    There is no minimum withdrawal amount for eligible 2-Step accounts.

    Payout requests remain subject to the applicable account, trading, verification, and payout requirements.

    Instant Funding Programme

    The minimum withdrawal amount is the greater of:

    $100

    or

    1% of the account's starting balance

    Whichever amount is higher applies.

    Available Payout Methods

    River Valley Capital supports eligible payout requests through:

    • Bank wire transfer.
    • Rise.
    • Cryptocurrency.

    The selected payout method may be subject to applicable verification, processing, and provider requirements.

    Traders are responsible for ensuring that all payout information they provide is accurate and complete.

    Incorrect payout details may delay or prevent processing.

    Identity Verification and KYC

    Applicable Know Your Customer (KYC) verification must be completed before an eligible payout can be approved.

    Identity verification associated with River Valley Capital's services is supported through the Sumsub Group of Companies.

    Traders may be required to provide information necessary to establish their identity and satisfy the applicable verification requirements.

    Failure to complete or pass required verification may delay, restrict, or prevent payout approval.

    A KYC failure could also result in rejected withdrawals, forfeited gains and account closure.

    All information submitted during the verification process must be accurate.

    Trading Rules and Payout Eligibility

    Payout eligibility depends on compliance with River Valley Capital's Trading Rules and account conditions.

    Activities that may affect payout eligibility include:

    • Hard breaches.
    • Prohibited Trading Practices.
    • Unauthorised copy trading.
    • Gambling-style trading.
    • Terms & Conditions violations.
    • Failure to complete required identity verification.

    A payout request may be reviewed for trading activity, account compliance, prohibited trading concerns, and verification status before approval.

    For detailed account requirements, review the Trading Rules:

    https://rivervalleycapital.co.uk/prop-firm-trading-rules

    and the Prohibited Trading Practices:

    https://rivervalleycapital.co.uk/prohibited-trading-practices

    Soft Breaches

    A soft breach may result in corrective action without automatically closing the trading account.

    Opening a new position within three minutes before or after a restricted News Event is not automatically treated as a soft breach. At River Valley Capital's discretion, the position may be closed and its profit or loss removed, the account's leverage may be reduced, or the account may be breached.

    Repeated news-trading breaches may be escalated to serious Terms & Conditions violations.

    Hard Breaches

    Hard breaches involve essential account risk or activity requirements.

    Examples include:

    • Exceeding the daily loss limit.
    • Breaching the maximum drawdown threshold.
    • Breaching the 30-day inactivity requirement.

    A hard breach may result in closure of the relevant account and forfeiture of otherwise eligible profits.

    Applicable add-ons may modify certain consequences of a hard breach.

    Terms & Conditions Violations

    Prohibited Trading Practices, abusive trading behaviour, gambling-style trading, serious misconduct, or repeated violations may constitute Terms & Conditions violations.

    Such violations may result in:

    • Payout rejection.
    • Account closure.
    • Suspension.
    • Disqualification.
    • Restrictions on future participation.
    • Forfeiture of applicable profits or fees.

    Terms & Conditions violations are treated separately from ordinary soft or hard trading-rule breaches.

    Optional Payout Add-Ons

    River Valley Capital offers optional add-ons that may affect profit sharing, payout eligibility, or drawdown conditions.

    90% Profit Share

    The 90% Profit Share add-on increases the trader's eligible profit share from the standard 80% to 90%.

    The add-on applies according to the conditions attached to the relevant account.

    Remove Lock on Payout

    For 1-Step and 2-Step accounts, the maximum drawdown floor locks at the account's starting balance when a payout request is approved.

    Withdrawing 100% of your profit breaches the account, unless you have purchased the Remove Lock on Payout add-on. The add-on disables this default payout-related lock, so the drawdown floor remains calculated as:

    (1 − Maximum Drawdown Percentage) × Starting Balance

    If you cancel your first payout before it is approved, the payout is cancelled and the lock does not apply to your account.

    Payouts are processed within 24 to 48 hours.

    The effect of this add-on remains subject to the drawdown rules of the selected programme.

    Payout Protector

    The Payout Protector add-on protects the trader's otherwise eligible share of gains following a hard breach.

    The funded account still closes following the hard breach.

    To qualify:

    • The trader must have purchased Payout Protector.
    • All payout requirements other than the hard breach itself must have been satisfied.
    • The trader must not have violated the Terms & Conditions.
    • The trader must not have engaged in Prohibited Trading Practices.

    Where all applicable conditions are satisfied, the trader's eligible share of gains may still be withdrawn despite the hard breach.

    The trader must request withdrawal of the protected gains within 60 days of the profit's settlement date, or the protected balance is forfeited.

    Payout Protector does not:

    • Prevent account closure.
    • Excuse a Terms & Conditions violation.
    • Protect gains arising from Prohibited Trading Practices.
    • Override applicable identity verification requirements.

    Payout Requests and Account Compliance

    Traders must maintain compliance with their selected programme when requesting a payout.

    River Valley Capital may review relevant account information before approving a payout, including:

    • Trading rule compliance.
    • Hard breach status.
    • Prohibited trading concerns.
    • Identity verification.
    • Payout eligibility.
    • Applicable add-on conditions.

    A payout may be delayed, restricted, or rejected where applicable requirements have not been satisfied.

    Payment Processing

    Eligible payouts may be processed through the selected payout provider.

    River Valley Capital's payment and payout arrangements include Rise and other supported payout methods described in this policy.

    Processing times may depend on the selected provider, verification requirements, and the accuracy of the information provided by the trader.

    This policy does not guarantee a specific processing time unless separately stated in the applicable service conditions.

    Refunds and Payouts

    Payouts and refunds are separate processes.

    Payouts concern eligible trading profits earned under the applicable programme conditions.

    Refunds concern amounts paid to purchase trading challenges or add-ons.

    Trading challenge and add-on purchases are subject to River Valley Capital's applicable refund terms.

    For more information, review the Refund Policy:

    https://rivervalleycapital.co.uk/refund-policy

    Payout Support

    For questions about:

    • Payout eligibility.
    • Withdrawal requirements.
    • Payout methods.
    • KYC verification.
    • Add-ons.
    • Account-specific payout concerns.

    Please contact River Valley Capital.

    Email: support@rivervalleycapital.co.uk

    Additional information is available in our:

    Trading Rules https://rivervalleycapital.co.uk/prop-firm-trading-rules

    Prohibited Trading Practices https://rivervalleycapital.co.uk/prohibited-trading-practices

    Terms & Conditions https://rivervalleycapital.co.uk/terms-and-conditions

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