How River Valley Capital Works

Choose a 1-Step, 2-Step or Instant Funding plan, prove your strategy and progress through each level. Every level unlocks more capital and a clearer path to managing institutional money.

Last updated 18 October 2026

The Four Stages to a Funded Account

River Valley Capital turns a trading strategy into managed capital in four clear stages, so you always know what comes next.

Choose a programme. Pick a 1-Step, 2-Step or Instant Funding account and a size from $5,000 up to $500,000.
Prove your strategy. Reach the profit target while staying inside the daily loss limit and maximum drawdown. There is no time limit and no minimum number of trading days.
Get funded. Trade a funded account with no profit target and keep up to 90% of what you make.
Scale up. Build a track record and grow towards managing larger, institutional capital.

What Each Programme Asks of You

The route to funded differs by programme, but the daily loss limit and the leverage are the same across all three.

Programme	Challenge target	Max drawdown	Fee from
1-Step	10%	6% static	$59
2-Step	8% then 5%	8% static	$49
Instant Funding	None	8% trailing	$199

The daily loss limit is 5% on every programme and resets at 5:00 PM New York time. Read every rule on the trading rules page, or work out your own numbers on the drawdown and payout calculator.

Your Career Milestones

The Path to Hedge Fund Manager

Every successful fund manager started somewhere. Follow these career milestones to transform from retail trader to professional capital allocator.

Prove Your Strategy

Demonstrate your edge in the markets. Show us your risk management skills and consistent execution. This is where future fund managers separate themselves.

Build Your Track Record

Every successful hedge fund manager has a verified track record. Build yours here with documented, auditable performance data.

Manage Real Capital

Graduate to managing significant capital with up to 90% profit split. This is your first step toward institutional-level trading.

Scale to Institutional

Top performers unlock access to larger capital pools and potential introductions to institutional investors. Your hedge fund journey accelerates here.

Frequently asked questions

How long does the challenge take?

There is no time limit on the 1-Step or 2-Step challenge and no minimum number of trading days, so you can pass as fast or as slowly as your strategy allows. Instant Funding skips the challenge entirely.

What happens after I pass?

You move to a funded account with no profit target, trading within the same daily loss limit and drawdown rules. You can request your first payout at any time, then once every 30 days, keeping up to 90% of the profit.

Which programme should I choose?

The 2-Step has the lowest fees and the most drawdown room, the 1-Step is a single phase to funded, and Instant Funding skips the challenge for a higher upfront fee. Compare them on the challenge comparison page.